The insurance provides coverage for various risks related to the payment of damages to one's own car. It is voluntary and provides additional protection for car owners, beyond the mandatory civil liability. The following are insured:
- Cars;
- Freight vehicles;
- Trailers and semi-trailers;
- Vehicles with foreign registration;
- Mopeds, motorcycles, ATVs;
- Construction and agricultural equipment;
Covered risks:
- Fire, explosion, short circuit;
- Natural disasters;
- Road traffic accident, including damage in a parked state;
- Malicious actions of third parties;
- Theft or Robbery of the entire vehicle;