Insurance policies guarantee protection of the property of legal entities, whether owned or rented, by recovering total loss or partial damage caused by or resulting from any of the following risks:
- Fire, lightning, explosion, collision or fall of a manned aircraft and/or its parts or cargo;
- Short circuit and/or electric shock;
- Storm, hail, heavy rain, flood, weight of natural accumulation of snow and/or ice, frost/freezing;
- Wetting from forgotten taps or fountains or as a result of a breakdown of the water supply, district heating, sewage, steam pipeline, heating, air conditioning, or sprinkler installations;
- Earthquake;
- Landslide or collapse of earth layers and/or action of groundwater;
- Malicious acts by third parties, vandalism;
- Impact from a vehicle;
- Sea waves;
- Impact from a vehicle;
- Theft by burglary, theft with a technical device, robbery;
- Liability to third parties;
- Glass breakage;
Types of property:
- Real estate: buildings, offices, commercial and industrial facilities, warehouses;
- Movable property: office equipment, machinery, facilities, business inventory, and inventories;
Special property: fences, lighting fixtures, jewelry, cash in the safe, etc.;