This mandatory insurance policy provides coverage for workers and employees who carry out tasks that endanger their lives, health, and ability to work. The economic activities that necessitate mandatory insurance against the risk of "Occupational Accident" are outlined in the compulsory insurance regulation.
The following risks are covered:
- Death of the insured individual resulting from an occupational accident - the compensation is equal to seven years' gross annual wages (insured amount)
- Permanent reduction in working capacity resulting from an occupational accident - the compensation is a percentage of the insured amount
- Temporary incapacity resulting from an occupational accident - the compensation is a percentage of the gross monthly wage