This insurance policy covers the civil liability of legal entities and individuals for damages caused to third parties. Compensation under this policy includes:
- All amounts that the Insured is legally obligated to pay, based on third-party claims for an insured event covered by this insurance.
- All expenses for settling the aforementioned claims, made with written consent from the Insurer.
Insured events covered by this policy include bodily injury (including death, illness, or loss of working capacity) and/or property damage that:
- Occur during the term of the insurance.
- Occur within the Republic of Bulgaria.
- Are related to a temporary (no more than 30 days) official stay of the Insured.