The medical insurance policy provides the insured with coverage for services and medical expenses incurred during the coverage period for the treatment of covered diseases and medically necessary medical procedures, following confirmation of the diagnosis through a second medical opinion procedure. The medical insurance policy provides financial security, as well as assistance from an international health organization (formerly Best Doctors) for the treatment of some of the most serious diseases by the best specialists in the world by providing a second medical opinion, as well as comprehensive travel arrangements and covering the costs of an accompanying person abroad. The costs are covered within the limits of liability set out in the general terms and conditions.
COVERED DISEASES AND MEDICAL PROCEDURES
- Malignant neoplasms
- Coronary artery bypass grafting (myocardial revascularization)
- Heart valve replacement or reconstruction
- Neurosurgery
- Organ/tissue transplantation from living donors
- Bone marrow transplantation
COVERED EXPENSES
- Medical expenses
- Travel expenses
- Accommodation expenses
- Repatriation expenses
- Medical expenses
- Daily hospitalization allowance
The coverage is valid for medical expenses incurred outside the territory of the Republic of Bulgaria, with the exception of expenses for medications for subsequent treatment, which can only be incurred in the Republic of Bulgaria.